Getting to a better bank balance

Here are some ideas for getting to a better bank balance - try one or more of them over the next month to see what happens...........

• Pay something off the credit card - more than just the minimum
• Make your own lunch and bring it to work
• Walk or bicycle instead of driving
• Leave all your plastic cards at home for a week
• Share a car journey with a friend instead of taking your own car
• Say no to all impulse spending for the month
• Record everything you spend for the next two weeks and then for the following two weeks spend 20% less
• No take-away food for the month
• Become an energy miser and see how much you can reduce your next power bill
• Borrow books, magazines and DVD's from the library instead of buying them

• Come up with your own ideas and add them to this blog